Wealth Fundamentals

This program covers employer benefits, insurance and annuities, cash flow, net worth, debt, and periodic educational check-ins throughout the year to reinforce learning and support continued financial literacy.

Program Structure & Sessions

Session 1: Intro & Financial Background

We’ll get to know each other, your financial background, and what you want to get out of the program.

• Personal context

• Learning priorities

• Overview of the process

Session 2: Employer Benefits & Information Gathering

We’ll review your employer-provided benefits and retirement options and prepare for your financial statement creation.

• Employer benefits and retirement plan education

• Overview of common account types and features

• Discussion of bank and credit card statements for educational cash flow and net worth summaries

Session 3: Cash Flow & Net Worth Review

We’ll review your custom-built cash flow and net worth statements and discuss how they are commonly used for financial awareness.

• How to read and use your statements

• General education on:

  • Budgeting approaches

  • Emergency fund principles

  • Insurance fundamentals

  • Debt concepts

Session 4: Insurance, Annuities & Debt Concepts

We’ll cover insurance, annuities, and debt

• General education on insurance and annuity structures

• Common misconceptions

• Types of debt and how they function

• Commonly discussed debt reduction approaches

Quarterly Check-Ins (3 Sessions)

Quarterly meetings designed to revisit previously discussed educational topics and reinforce understanding.

• Review of cash flow summaries

• Questions on previously covered concepts

• Education-focused discussions as life circumstances change

What You’ll Walk Away With

• Cash flow statement

• Net worth statement

• Clear understanding of benefits, insurance, and debt

• A repeatable framework you can use going forward

• Continued educational discussions throughout the year

This program is provided strictly for educational and informational purposes only.Educated Wealth LLC provides financial education only and does not provide financial planning, investment advisory, tax, insurance, or legal services. All discussions are educational in nature, and participants are solely responsible for their own financial decisions.The services offered are designed to help participants better understand financial concepts, commonly discussed strategies, and general considerations. These services do not constitute financial planning, investment advisory services, tax advice, legal advice, insurance advice, or product recommendations of any kind.No personalized recommendations are provided, and participation in this program does not create an advisor-client, fiduciary, or professional relationship. Any examples, illustrations, or discussions of financial topics are provided for general educational purposes only and should not be interpreted as a recommendation to take or avoid any specific financial action. Services are structured solely as financial education and are not intended to create an ongoing financial advisory, fiduciary, or professional relationship.